Sub Prime Loan Programs
At URL, our mortgage brokers understand that not every borrower has perfect credit and for that reason we are flexible and offer sub prime loans. These loans are designed for borrowers with lower credit ratings or for people who wish to borrow 100% of the price of their South Carolina home. The reason these people qualify for sub prime loans is because they represent a riskier population to lend money to. The interest rates associated with sub prime loans are usually higher than with traditional loans but have allowed many less financially stable South Carolina borrowers to have a chance to own a home in South Carolina and improve their credit rating. For more information on South Carolina sub prime and bad credit home loans contact us at (800) 238-2488.
Second Mortgage Help
A South Carolina second mortgage is a mortgage that is added to your first mortgage. Second mortgages include South Carolina home equity loans, South Carolina home equity credit lines, and home improvement loans. Second mortgages are subordinate to the first mortgage, which means that the first mortgage takes precedence when repayment takes place. Second mortgage loans often have higher interest rates than first mortgages and are have shorter terms.
SC Real Estate Information
At 1st Carolina Mortgage, Inc we offer real estate information for the state of South Carolina and the cities within. Below is a brief list of some key areas where we offer our services, please browse through the information given about the areas to help guide you in finding a great location. If the area you are currently searching for is not listed below, then please contact one of our mortgage and real estate professionals today at 800.238.2488